iSmart Finance Group
Free Tools

Home Loan Calculators

Plan your property purchase with our free, easy-to-use calculators. Get instant estimates for borrowing power, repayments, stamp duty, and more.

Borrowing Power Calculator

See your estimate update in real-time as you enter details

Enter your annual income to see your estimated borrowing power

Updates automatically as you type

This calculator provides estimates for illustrative purposes only. Lenders use various assessment criteria including credit history, employment stability, and property type. For an accurate assessment, book a free consultation.

Repayment Calculator

Calculate your monthly home loan repayments

Enter loan details to calculate repayments

Stamp Duty Calculator

Estimate stamp duty and transfer fees by state

Enter property details to calculate costs

Loan Comparison Calculator

Compare different interest rates and see potential savings

Enter rates to compare

LMI Calculator

Estimate your Lenders Mortgage Insurance cost

Enter property details to calculate your LMI

This calculator provides estimates only. Actual LMI premiums vary by insurer and lender. Professional packages may offer LMI waivers for eligible occupations.

Extra Repayment Calculator

See how extra payments can save you money and time

Enter your loan details to see how extra payments can help

This calculator provides estimates only. Check with your lender about any limits on extra repayments, especially for fixed-rate loans which may have restrictions.

Ready to Take the Next Step?

These calculators provide estimates. For a personalized assessment of your borrowing capacity and loan options, book a free consultation with our expert brokers.