How is stamp duty calculated in NSW?

In NSW, stamp duty on a $750,000 property is $28,335 for a non-first-home-buyer. First home buyers pay zero stamp duty on properties up to $800,000 and receive a concession on properties between $800,000 and $1,000,000. The duty is calculated using a tiered rate schedule — the higher the purchase price, the higher the rate applied to each tier.

Do first home buyers pay stamp duty in Australia?

It depends on the state and the property price. In NSW, first home buyers are exempt on properties up to $800,000. In VIC, the threshold is $600,000 for a full exemption. QLD first home buyers receive a concession up to $500,000. ACT offers a full exemption with income caps. The calculator covers all states and territories including first home buyer exemptions.

Is stamp duty different for investment properties?

The standard stamp duty rate is the same whether you are buying a home or an investment property. However, foreign investors pay an additional surcharge on top: 8% in NSW and VIC, 7% in QLD, SA, and WA. First home buyer concessions do not apply to investment properties.

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Stamp Duty Calculator

Calculate stamp duty for any property in Australia. Covers all states and territories with up-to-date first home buyer exemptions, concessions, and investor rates.

How much stamp duty will I pay on an $800,000 property in NSW?

An $800,000 property in NSW attracts $31,335 in stamp duty for a standard owner-occupier. First home buyers pay zero — a saving of $31,335. For properties between $800,000 and $1,000,000, first home buyers receive a concession that tapers to nil at $1,000,000.

•NSW first home buyers: $0 stamp duty on purchases up to $800,000
•VIC first home buyers: $0 stamp duty on purchases up to $600,000
•QLD first home buyers: concession applies up to $500,000
•Stamp duty must be paid at settlement — it cannot be added to the loan in most cases

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Stamp duty is just one upfront cost. A broker can help you plan for all costs — stamp duty, LMI, legal fees, inspections, and more — so there are no surprises at settlement.