Who Is This For?
First-time property buyers looking to enter the market
Young professionals ready to stop renting
Couples planning to build equity together
Anyone eligible for government grants and schemes
How We Help
Access to 30+ lenders to find the best rates
Guidance on government grants and first home buyer schemes
Low deposit options (as little as 5% deposit)
Pre-approval to strengthen your offer
End-to-end support from application to settlement
Government Grants & Schemes
First Home Owner Grant (FHOG)
Up to $15,000 for eligible first home buyers purchasing new homes.
First Home Guarantee
Buy with as little as 5% deposit without paying LMI.
Stamp Duty Concessions
Reduced or waived stamp duty for first home buyers in most states.
Help to Buy Scheme
Government co-contribution to help you buy with a smaller deposit.
Our Simple 4-Step Process
Free Consultation
We discuss your goals, financial situation, and create a tailored strategy.
Pre-Approval
Get conditional approval to know your budget and shop with confidence.
Find Your Home
Search for properties within your approved budget range.
Final Approval & Settlement
We handle the paperwork and coordinate with all parties for a smooth settlement.
Frequently Asked Questions
How much deposit do I need as a first home buyer?
While 20% is traditional, many first home buyers can secure loans with as little as 5% deposit using Lenders Mortgage Insurance (LMI). Some government schemes allow even lower deposits.
What is the First Home Owner Grant?
The First Home Owner Grant (FHOG) is a one-off payment to assist first home buyers. The amount varies by state (typically $10,000-$15,000) and has eligibility criteria including price caps and residency requirements.
How long does the pre-approval process take?
Pre-approval typically takes 3-5 business days once we have all your documents. We can often fast-track urgent applications within 24-48 hours.
Can I buy if I have student debt or other loans?
Yes! We work with your existing commitments to structure a loan that fits your servicing capacity. Having debt doesn't automatically disqualify you. It's about demonstrating you can manage repayments.